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Tuesday, May 21, 2013
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About IRC

Established in 1987, International Risk Consultants, Inc. (IRC) is the only globally integrated retail brokerage specializing in political risk and trade credit insurance. As a member of the International Credit Brokers Alliance (ICBA), formed in Paris in 1999, IRC provides local service and global coordination for multinational insurance programs. With this worldwide network, IRC is positioned to deliver insurance solutions in 23 countries with more to come. [more]

Pensamiento del Dia

Optimists are right. So are pessimists. It's up to you to choose which you will be.
 
-Harvey Mackay
People who are unable to motivate themselves must be content with mediocrity, no matter how impressive their other talents.


-Andrew Carnegie
Hard work never killed anybody, but why take a chance?
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Edgar Bergen (1903 - 1978)
"Let me tell you the secret that has led me to my goal. My strength lies solely in my tenacity."
- Louis Pasteur
Do what you can, with what you have, right where you are. This is great advice.

-Theodore Roosevelt
Vision is the art of seeing things invisible.

-Jonathan Swift
Every adversity, every failure, every heartache carries with it the seed of an equal or greater benefit.

-Napoleon Hill
Press on:  Nothing in the world can take the place of perseverance.

-Calvin Coolidge
The golden opportunity you are seeking is in yourself. It is not in your environment; it is not in luck or chance, or the help of others; it is in  yourself alone.

-Orison Swett Marden
Our destiny changes with our thought; we shall become what we wish to  become, do what we wish to do, when our habitual thought corresponds with  our desire.

-Orison S. Marden
Most of the change we think we see in life is due to truths being in and out of favor.
Robert Frost (1874 - 1963),
The only place where your dream becomes impossible is in your own thinking.
 
-Robert H. Schuller
People become really quite remarkable when they start thinking that they can do things. When they believe in themselves they have the first secret of success.

-Norman Vincent Peale
When a person really desires something, all the universe conspires to help that person realize his/her dream.
 
-Paulo Coelho

Goodness is the only investment that never fails.

 

Henry David Thoreau

Before you criticize someone, you should walk a mile in their shoes.  That way, you'll be a mile away, and you have their shoes!
Let me tell you the secret that has led me to my goal. My strength lies solely in my tenacity.

-Louis Pasteur
When we choose not to focus on what's missing from our lives but are grateful for the abundance that's present...we experience heaven on earth.
 
-Sarah Breathnach
People take different roads seeking fulfillment and happiness. Just because they're not on your road doesn't mean they've gotten lost.
 
-H. Jackson Brown, Jr.
I prefer the errors of enthusiasm to the indifference of wisdom.


-Anatole France

Wherever you go, no matter what the weather, always bring your own sunshine.

 

Anthony D’Angelo

Things may come to those who wait, but only the things left by   those who hustle.

-Abraham Lincoln
Sometimes our light goes out but is blown again into flame by an encounter with another human being. Each of us owes the deepest thanks to those who have rekindled this inner light.


-Albert Schweitzer
You can see what is going on inside of you by looking at what is going on around you.
- Brian Tracy
In Dreams begin our possibilities.

-Shakespeare
The farther back you can look, the farther forward you are likely to see.

-Churchill
Character is the ability to carry through on a resolution long after the emotion with which the resolution was made is past.

-Brian Tracy
It doesn't matter if you win or loose you are still you.

Vanessa Adarme (8 years old)
Never say more than is necessary.
It takes no more time to be courteous than to be rude.

-Ann Landers

Chance favors only the prepared mind.

 

Louis Pasteur

 

There are really only three types of people: those who make things happen, those who watch things happen, and those who ask, what happened?

Ann Landers

I never could have done what I have done without the habits of  punctuality, order, and diligence, without the determination to  concentrate myself on one subject at a time.

-Charles Dickens
Of all the judgements we make through life, none are more important than the estimate we place on ourselves according to our own internal standards.


-Denis Waitley
The life each of us lives is the life within the limits of our own thinking. To have life more abundant, we must think in limitless terms of abundance.
 
-Thomas Dreier
Every adversity, every failure, every heartache carries with it the seed of an equal or greater benefit.

- Napoleon Hill

Be open to receive--new ideas, fresh perspectives.

You can conquer almost any fear if you will only make up your mind to do so. For remember, fear doesn’t exist anywhere except in the mind.

 

Dale Carnegie

You have all the reason in the world to achieve your grandest dreams. Imagination plus innovation equals realization.

-Denis Waitley

You’re never beaten until you admit it.

 

General George Patton

"Let me tell you the secret that has led me to my goal. My strength lies solely in my tenacity."
- Louis Pasteur
Do what you can, with what you have, right where you are. This is great advice.

-Theodore Roosevelt

If we are clear in our purpose, we will excel in our ideals.

 

Rev. John I. Lenkins C.S.C. (University of Notre Dame)

Waiting until everything is perfect before making a move is like waiting to start a trip until all the traffic lights are green.

-Karen Ireland
We cannot discover new oceans unless we have the courage to lose sight of the shore.
 

-Andre Gide
Action may not always bring happiness; but there is no happines without action.
There is one quality that one must possess to win, and that is definiteness of purpose, the knowledge of what one wants, and a burning desire to possess it.  
 
Napoleon Hill
Decision is the spark that ignites action. Until a decision is made nothing happens.
 

-Wilfred A. Peterson
"Let me tell you the secret that has led me to my goal. My strength lies solely in my tenacity."
- Louis Pasteur
The world cares very little about what a man or woman knows; it is what the man or woman is able to do that counts.


-Booker T. Washington
"Time is the only commodity we deal with which cannot be counterfeited, stolen or placed in inventory. Remember, time is irreplaceable."

-- Zig Ziglar

Goals allow you to control the direction of change in your favor."

 

Brian Tracy

 

Decisions determine destiny.

-Frederick Speakman
Fortune favors the brave.

-Terence
With good vision, you not only see with your eyes but with your heart.

-Zig Ziglar
Your family and your love must be cultivated like a garden. Time, effort, and imagination must be summoned constantly to keep any relationship flourishing and growing.
 

-Jim Rohn
Act with purpose, courage, confidence, competence and intelligence until these qualities lock in to your subconscious mind.

-Brian Tracy
Take a chance ! All life is a chance. The man who goes furthest is generally the one who is willing to do and dare.
Dale Carnegie
The quality of a person's life is in direct proportion of their commitment to excellence, regardless of their field of endeavor.
 
Vince Lombardi
Thousands of candles can be lit from a single candle, and the life of the candle will not be shortened. Happiness never decreases by being shared.
 
-Buddha

Thinking will not overcome fear, but action will.

 W. Clement Stone

Gratitude is the most exquisite form of courtesy. 
 
Jacques Maritain (1882 - 1973)
It was a high counsel that I once heard given to a young person, "Always do what you are afraid to do."
Ralph Waldo Emerson
Positive thinkers think and talk continually about solutions, and  negative thinkers continually talk and think about problems. Keep  your mind solution-focused rather than problem-focused.

-Brian Tracy
You never know when one act of kindness or one word of encouragement can change a life forever.

-Zig Ziglar
Learning is the beginning of wealth. Learning is the beginning of health.  Learning is the beginning of spirituality.  Searching and learning is where the miracle process all begins.

-Jim Rohn
There is no failure except in no longer trying. There is no defeat except from within, no insurmountable barrier except our own inherent weakness of purpose.
 
-Elbert Hubbard
Be willing to abandon your old ideas if someone comes up with something new and better.


-Brian Tracy
I am no more humble than my talents require.
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Oscar Levant (1906 - 1972)
A life is not measured by years lived, but by its usefulness. If you are giving, loving, serving, helping, encouraging, and adding value to others, then you're living a life that counts!
 
-Dr. John C. Maxwell
The truth doesn't hurt  unless it ought to.

-Unknown
We have to do the best we can. This is our sacred human responsibility.

-Albert Einstein
The future belongs to those that prepare for it.

-Emerson
Hard work without talent is a shame, but talent without hard work is a tragedy.
 
-Robert Half
The only limit to our realization of tomorrow will be our doubts of today. Let us move forward with strong and active faith.


-Franklin D. Roosevelt
Procrastination is attitude's natural assassin. There's nothing so fatiguing as an uncompleted task.


-William James
"Method is much, technique is much, but inspiration is even more."  

(United States Supreme Court Associate Justice)
Benjamin Cardozo
There are four ways, and only four ways, in which we have contact with the world.  We are evaluated and classified by these four contacts:   what we do, how we look, what we say, and how we say it.
 
-Dale Carnegie
The way you see people is the way you treat them and the way you treat them is what they become.

-Goethe
The man (or woman) who does things make many mistakes, but he (she) never makes the biggest mistake of all - doing nothing.

-Benjamin Franklin
When you wish to instruct, be brief; that men's minds take in quickly what you say, learn its lesson, and retain it faithfully. Every word that is unnecessary only pours over the side of a brimming mind.
 
Cicero (106 BC - 43 BC)
Continuous effort -- not strength or intelligence -- is the key to unlocking our potential.


-Liane Cardes
You have powers you never dreamed of. You can do things you never thought you could do. There are no limitations in what you can do except the limitations of your own mind.

-Darwin P. Kingsley

The time for action is now. It’s never too late to do something.

 

Antoine de Saint-Exupery

Sharing makes you bigger than you are. The more you pour out,  the more life will be able to pour in.

-Sharing
"Once you make a decision, the universe conspires to make it happen."
-- Ralph Waldo Emerson
To keep the Golden Rule we must put ourselves in other people's places, but to do that consists in and depends upon picturing ourselves in their places.
 
-Harry Emerson Fosdick
Our attitude toward life determines life’s attitude towards us.

 Earl Nightingale
Surround yourself with people most like the person you want to become. Stay away from anyone who can or will bring you down.


-Tom Hopkins
I have learned silence from the talkative, toleration from the  intolerant, and kindness from the unkind; yet, strange, I am ungrateful to these teachers.

-Kahlil Gibran
"Waiting until everything is perfect before making a move is like waiting to start a trip until all the traffic lights are green.
- Karen Ireland
I can't believe that God put us on this earth to be ordinary.


-Lou Holtz
Remember, when life's path is steep, keep your mind even.

-Horace
The aim of an argument or discussion should be progress, not victory.

-Joseph Joubert
You can be a dreamer and a doer too if you will remove one word   from your vocabulary: impossible!

-Robert H. Schuller
The confidence which we have in ourselves gives birth to much of that  which we have in others.

-Francois de la Rochefoucauld
Entrepreneurial leadership requires the ability to move quickly when opportunity presents itself.

-Brian Tracy
Character is like a tree and reputation like its shadow. The shadow is what we think of it; the tree is the real thing.
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Abraham Lincoln (1809 - 1865),
Look at a day when you are supremely satisfied at the end. It's not a day when you lounge around doing nothing; it's when you've had everything to do, and you've done it.
 

-Margaret Thatcher
Achievement seems to be connected with action. Successful men and women keep moving. They make mistakes, but they don't quit.
 
-Conrad Hilton

In order to attain the impossible, one must attempt the impossible.

 

Miguel De Cervantes

The future belongs to those who believe in the beauty of their dreams.

Eleanor Roosvelt
I am optimistic and confident in all that I do. I affirm only the best for myself and others. I am the creator of my life and my world. I meet daily challenges gracefully and with complete confidence. I fill my mind with positive, nurturing, and healing thoughts.
 
-Alice Potter
Our doubts are traitors, and make us lose the good we often might win, by fearing to attempt.

-William Shakespeare
The world is moving so fast these days that the man  or woman who says it can't be done is generally interrupted by  someone doing it.

-Harry Emerson Fosdick

I cannot always control what is going on around me but I can always control what I think about what is going on around me.

 

Lucy MacDonald

There is nothing good or bad, but thinking makes it so.

-Shakespeare
Life is not about waiting for the storms to pass... it's about learning how to dance in the rain.
 
-Mac Anderson
You cannot control what happens to you, but you can control your attitude toward what happens to you, and in that, you will be mastering change rather than allowing it to master you.
 
-Brian Tracy
If you wish to reach the highest, begin at the lowest.

-Pubilius Syrus
Life has only the meaning and value that we give it.

-Annonymous
If you develop the habits of success, you will make success a habit.


-Michael E. Angier
The history of the human race is the history of ordinary people who have overcome their fears and accomplished extraordinary things.
 
-Brian Tracy
Nothing can stop the  man/woman  with the right mental attitude from achieving his /her  goal; nothing on earth can help the man /woman  with the wrong mental attitude.
 
-Thomas Jefferson
Always aim at complete harmony of thougth and word and deed. Always aim at purifying your thougths and everything will be well.
 
Mahatma Gandhi
With good vision, you not only see with your eyes but with your heart.
- Zig Ziglar
Optimists enrich the present, enhance the future, challenge the improbable and attain the impossible.
 
-William Arthur Ward
Bad decisions are better than indecision because indecision drives  people nuts!

-Tom Hopkins
"Remember not only to say the right thing in the right place, but far more difficult still, to leave unsaid the wrong thing at the tempting moment."
-- Benjamin Franklin
First, think. Second, believe. Third, dream. And finally, dare.

-Walt Disney
The policy of being too cautious is the greatest risk of all.

-Jawaharlal Nehru
A winner is big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.
 

-John Maxwell
"Act with purpose, courage, confidence, competence and intelligence
until these qualities lock in to your subconscious mind."
- Brian Tracy
Kind words can be short and easy to speak, but their echoes are truly endless.
 
-Mother Theresa
You don't have to put an age limit on your dreams.


-Dara Torres
2008 Olympic Champion
If the facts don't fit the theory, change the facts.
Albert Einstein (1879 - 1955)

If you are not making the progress you would like to make and are capable of making, it is simply because your goals are not clearly defined.

 

Paul J. Meyer

Decisions determine destiny.
- Frederick Speakman
Be bold about your actions.  All life is an experiment.

-Emerson
No man can climb beyond the limitations of his own character.

-John Morley
Our beliefs about what we are and what we can be precisely determine what we can be.
 

-Tony Robbins
The door to happiness opens outward.

-Soren Kierkgaard
My philosophy is that not only are you responsible for your life, but doing the best at this moment puts you in the best place for the next moment.
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Oprah Winfrey
The future belongs to those who believe in the beauty of their dreams.
 
-Eleanor Roosevelt
In a time of drastic change it is the learners who inherit the future. The learned usually find themselves equipped to live in a world that no longer exists.

-Eric Hoffer
"We must all love each other, or we will die"
 
Lyndon B. Johnson, November 1963
It does not matter how slowly you go as long as you do not stop.

-Confucius

Coming together is a beginning. Keeping together is progress. Working together is success.

 

Henry Ford

What lies behind us, and what lies before us, are tiny matters compared to what lies within us.
 

-Ralph Waldo Emerson
I can change. I can live out my imagination  instead of my memory. I can tie myself to my  limitless potential instead of my limiting past.

-Stephen Covey
The only thing that stands between a person and what he/she wants from life is often merely the will to try it and the faith to believe that it is possible.


-Richard M. DeVos
Nothing endures but change.

-Herodotus
You are a living magnet; you invariably attract into your life the people, situations and circumstances that are in harmony with your dominant thoughts.

-Brian Tracy
Yesterday is ashes; tomorrow is wood. Only today does the fire burn brightly.

-Old Eskimo saying
You may have to fight a battle more than once to win it.


-Margaret Thatcher
Don't let what you cannot do interfere with what you can do.
 
-John Wooden
You can see what is going on inside of you by looking at what is going on around you.

-Brian Tracy
When you know clearly what you want, you'll wake up every morning excited about life.


-Mark Victor Hansen
Act as if what you do makes a difference. It does.
 
-William James
To be the best person I can be, and to   help others become better people.

-Zig Ziglar
He/she who gains a victory over other  people  is strong; but he /she who gains a victory over himself /herself is all powerful.


-Lao Tzu
Things that matter most should never be at the mercy of things that matter least.

-Goethe

The secret of success is constancy to purpose.

 

Benjamin Disraeli

The secret is this: Strength lies solely in tenacity.

-Louis Pasteur
The greatest composer does not sit down to work because he/she is inspired, but becomes inspired because he/she is working.


-Ernest Newman
The quieter we become, the more we hear.

In family life, love is the oil that eases friction, the cement that binds closer together, and the music that brings harmony.

 

Eva Burrows

Life is too short to waste. Dreams are fulfilled only through action, not through endless planning to take action.
 
-David J. Schwartz

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IRC's Peter Shiptenko featured in Breakbulk Magazine
Credit Insurance: Certainty in an Uncertain World

IRC Special Series 8: An Introduction to CLEAR


IRC's 2011 Global Insurance Company Financial Review is now available.

Please Click Here to View the Report

August 22, 2012 is the 25th Anniversary of International Risk Consultants.  A grand thank you to all our partners, underwriters, and clients for 25 wonderful years.  We hope that our next quarter century is just as eventful!  
IRC Special Series 7:  The Founding of IRC and the Perfect Client




 

IRC Columbus Office's neighborhood The Short North was recently featured in the New York Times.  We have chosen this as our Article of the Month for August. 

Click Here to read the August Article of the Month

The IRC Insurers Analysis: 

2011 Annual Summary of
Insurance Company Financial Statements

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