Capital finance division (CFD)

Formed in 2014, the CFD helps companies expand market share by leveraging IRC’s resources and strategic lending relationships to obtain financing.  The CFD primarily focuses on:

  • Trade finance
  • Working capital funding
  • Asset-based loans
  • Ex-Im Bank and SBA-backed loans
  • Factoring
  • Collateral monitoring for lenders

The CFD’s services can be utilized by both businesses and lenders.  

For Business:

  • Evaluate working capital needs and recommend improvements
  • Identify available lending options and facilitate decision process from start to finish 
  • Package applications for submission to lenders and government guarantors, e.g., Ex-Im Bank and SBA

Note: IRC is an approved Originator for the Ex-Im Global Credit Express direct loan program for small business

For Lenders:

  • Source of new business opportunities
  • Arrange transition to new lenders for clients who no longer meet the bank’s criteria
  • Arrange collateral monitoring services for asset-based loans