Borrowing Based Enhancement Example The following model illustrates how a company can increase its borrowing capacity by insuring foreign receivables. Many banks will include foreign receivables in asset based lending calculations when the receivables are insured. By entering two variables, the model calculates the incremental borrowing capacity, and equivalent interest rate cost for the capacity. The credit insurance premium estimate is based on industry averages and assumes low or good loss history. Assumptions A: Please enter estimates for assumptions: Asset based borrowing facility   1. Days Sales Outstanding (DSO): 30 60 90 120 150 180 270 360 Days 2. Annual open account export sales: $ 3. Current (non-insured) export receivable advance/borrowing rate: 0 10 20 30 40 50 60 70 80 90 %